Life Insurance

Give us a call at 706-353-8444 to get the best rates for life insurance.

Life insurance is a smart choice.

Your decision regarding life insurance is one of the most important decisions you will make. Let us help you find a life insurance solution that meets your needs and your budget. We will be happy to review your existing coverage and provide a quote through one of our companies. Just give us a call at 706-353-8444 or contact us now to discuss your life insurance needs.

We handle the simplest to the most complex life insurance scenarios including:

  • Disability Income

  • Long-term Care

  • Term Insurance

  • Permanent Life Insurance

  • Universal Life Insurance

  • Whole Life Insurance

  • Estate Planning

  • Mortgage Protection

  • Final Expense Coverage

We can help with all your health and life needs including:

  • Group Health Insurance

  • Individual Health Insurance

  • ACA (Obamacare)

  • Medicare

  • Long-term Care

Financial Planning Solutions

We offer a variety of financial planning solutions to meet your needs for the many and often complex financial issues that life can throw your way. This includes:

  • Budget/Cash Flow Analysis

  • Estate Planning

  • Retirement Planning and Income

  • Fixed Annuities

  • Equity Indexed Annuities

  • Tax Planning

  • Investment Planning

  • Risk Management and Insurance Planning

  • Fee-Based Planning

  • Advanced Financial Planning

Dustin Rector has distinguished himself as a CERTIFIED FINANCIAL PLANNER™ practitioner. This simply means that Dustin has successfully completed a rigorous training program and exam to demonstrate his mastery of financial planning. Please give Dustin a call at 706-353-8444, or email him at dustin@baumwald.com.

The companies we represent for life insurance and employee benefits include:

  • Nationwide

  • Anthem/Blue Cross Blue Shield of Georgia

  • Transamerica

  • Protective

  • Mutual of Omaha

  • Unum

  • Prudential

  • Pacific Life

  • Humana

  • Aetna

  • Penn Mutual

  • Ambetter

  • Caresource

  • United HealthCare

  • Oscar