CALL: 706-353-8444
260 N Milledge Avenue, Athens, GA 30601
dustin@baumwald.com

Life Insurance

Your decision regarding life insurance is one of the most important decisions you will make. Let us help you find a life insurance solution that meets your needs and your budget. We will be happy to review your existing coverage and provide a quote through one of our companies. Just give us a call at 706-353-8444 or contact us now to discuss your life insurance needs.

We can handle the simplest to the most complex life insurance scenarios including:



  • Term Insurance
  • Permanent Life Insurance
  • Universal Life Insurance
  • Whole Life Insurance
  • Final Expense Coverage

  • Estate Planning
  • Disability Income
  • Mortgage Protection
  • Long-term Care Insurance
  • Advanced Life Insurance Planning


A great way to reward and retain employees is through a comprehensive employee benefits package. We can help with:

  • Group Health Insurance
  • Group Long-Term Disability Insurance
  • Group Short-Term Disability Insurance
  • Group Dental Insurance
  • Group Vision Insurance

Financial Planning Solutions

We offer a variety of financial planning solutions to meet your needs for the many and often complex financial issues that life can throw your way. This includes:



  • Budget/Cash Flow Analysis
  • Estate Planning
  • Retirement Planning and Income
  • Fixed Annuities
  • Equity Indexed Annuities

  • Tax Planning
  • Investment Planning
  • Risk Management and Insurance Planning
  • Fee-Based Planning
  • Advanced Financial Planning


Dustin Rector has distinguished himself as a CERTIFIED FINANCIAL PLANNER™ practitioner. This simply means that Dustin has successfully completed a rigorous training program and exam to demonstrate his mastery of financial planning. Please give Dustin a call at 706-353-8444, or email him at dustin@baumwald.com.

The companies that we represent for life insurance and employee benefits include:

  • MetLife
  • Transamerica
  • Mutual of Omaha
  • Protective
  • The Hartford
  • Unum
  • Illinois Mutual
  • Penn Mutual
  • Integrity
  • Prudential
  • Pacific Life
  • Humana
  • Aetna
  • United HealthCare
  • Blue Cross Blue Shield of Georgia

Call us at 706-353-8444 for hometown service on your life insurance and financial planning needs in Athens.

get a quote